Interactive tool
Stablecoin Safety Check
Is your "digital dollar" actually holding a dollar? This reads the live market price of the big stablecoins against their $1.00 target and explains, in plain language, what that means for a saver in a falling currency. A sentiment check on the peg — never a buy/sell signal.
Peg safety — context, not a signal
Stablecoin Safety Check
This reads the public market price of each stablecoin and translates how far it sits from its $1.00 target. It is education only — not financial advice, and not a buy/sell signal. A stablecoin is only as safe as its issuer and reserves; the price holding $1.00 today does not guarantee it tomorrow. Peg deviation is an ESTIMATE of stress, never a prediction. Source: CoinGecko (public, read-only). We never connect a wallet, read keys, or move funds.
$1.0000
+0.00% vs $1.00
Holding its pegTrading at or very near its $1.00 target — the normal, healthy state for a stablecoin. This is context, not a recommendation.
Backed by: Reserves reported by Tether (cash, T-bills, other assets); see Tether's transparency page.
$1.0000
+0.00% vs $1.00
Holding its pegTrading at or very near its $1.00 target — the normal, healthy state for a stablecoin. This is context, not a recommendation.
Backed by: Reserves reported by Circle (cash + short-dated U.S. Treasuries), with monthly attestations.
$1.0000
+0.00% vs $1.00
Holding its pegTrading at or very near its $1.00 target — the normal, healthy state for a stablecoin. This is context, not a recommendation.
Backed by: Crypto-collateralised and partly backed by other reserves via the Maker/Sky protocol — a different model from cash-backed coins.
What "backed" really means
A stablecoin tries to stay worth exactly $1.00. It can only do that if the issuer holds enough real assets (reserves) to redeem every coin for a dollar. USDT and USDC are backed mostly by cash and short-term U.S. government debt; DAI uses a different, crypto-collateralised model. Different backing means different risk.
What a depeg is — and why it matters for savers
A depegis when the price slips away from $1.00 because the market doubts the issuer can pay out, or because too many people sell at once. For a saver in a falling local currency, a depeg can quietly erase part of what you thought was "dollars." That is why the price holding $1.00 today is not a promise about tomorrow— always check the issuer's own reserve / attestation page before trusting a stablecoin with money you cannot lose.
Source: CoinGecko · static snapshot as of 2026-06-20 · live peg check requires JavaScript. Peg target is $1.00; deviations are an ESTIMATE of stress, not a signal.
How this check works & where to verify reserves
We fetch each coin's current market price in U.S. dollars from CoinGecko's public, read-only API and compare it to the $1.00 peg. "Holding" means within 0.5% of $1.00; "slightly off" means 0.5–2%; "watch" means more than 2% away. These bands are an educational reading of market stress, nota recommendation or forecast. Verify reserve backing at the issuer's own transparency pages — Tether, Circle (USDC) — and free dashboards such as DefiLlama Stablecoins. Prices via CoinGecko (public, read-only).
Stay grounded
A peg holding today is not a promise about tomorrow.
Education only, not financial advice. A stablecoin is only as safe as its issuer and reserves — always verify the backing before trusting it with money you cannot lose.